IDeal - Idaho College Savings Program
Comment Policy for all Social Media Channels

Comment Policy

The Idaho College Savings Program Board (Board) is happy to provide an educational discussion on social media outlets for our Account Owners and other followers. Comments posted by our followers are their own opinions, and do not reflect the official views of the Board or the State of Idaho.

The Board wants to hear from you, but comments should be courteous. We reserve the right to delete inappropriate comments including those considered to be obscene, indecent, or profane; threats or defamatory statements; hate speech directed at race, color, gender, sexual orientation, national origin, ethnicity, age, religion, or disability; testimonials or promotion or endorsement of services or products. Comments that are inaccurate or misleading will be removed. Flagrant or repeat violators will be reported. The Idaho College Savings Board may prevent flagrant or repeat violators from commenting or remove their comments from the site.

To avoid violating our policy, remember the following when posting your comments:

  • Do not insult one another or the subjects of our posts. Please keep your comments civil.
  • Do not use profanity, vulgarity, or hate speech.
  • Do not attack other users. Focus your comments on issues, not individuals.
  • Do not use all capital letters since that appears as yelling and isn't appreciated by others.
  • Stay on topic. Only post comments relevant to the item posted.
  • Do not repeat the same comment.
  • All advertising will be removed.
  • Do not provide any personal information other than your name. Do not provide details about your IDeal account or portfolio. This is a public website, and should be viewed with that in mind.
  • Do not request transactions, ask questions about your investments, or raise customer-service issues. Instead, contact IDeal directly at 1-866-433-2533 or clientservice@idsaves.org.
  • No testimonials. Industry regulations prevent us from posting stories about how well (or poorly) people have done by investing with IDeal, any other 529 plan, Vanguard, or any other investment company.
  • No advice. Industry regulations prevent us from posting specific investment guidance. Suggestions on how to save money are OK, but stock tips or specific mutual fund recommendations are not.
  • Posting pictures. Only upload photos to which you own all intellectual property rights or third party materials with the owner's permission. Do not upload any photos of third parties without their consent.

Idaho Public Records Law

The Board complies with the Idaho Public Records Laws and records maintenance policies. All posts, whether maintained on Facebook or in the records of the Board may be open to public inspection and copying.

Disclaimer

All social media platforms are owned by third parties unaffiliated with IDeal. You use any third-party sites and materials at your own risk. IDeal is not responsible for and does not endorse any content, advertising, products, advice, opinions, recommendations, terms of use or privacy policies, or other materials on or available from third parties, such as, but not limited to Facebook, LinkedIn, Google +, YouTube and Twitter. Any opinions expressed by fans or followers are those of the persons submitting the comments or posts and don't represent the views of IDeal or its management. IDeal's use of the "like" function pertains only to the comment or post we "like". It is not endorsement of the individual or organization who posted the content. IDeal reserves the right to report and or block any commenter who posts content, or whose social media page contains content, that is deemed inappropriate or offensive as noted by the site's guidelines.

We may also block any commenter whose posts constitute testimonials, advice, recommendations, or advertisement for securities products or services, or any commenter who posts content, or whose page contains content, that is promotional in nature.

Disclosure:

View our Program Disclosure here.

Updated 6/17/14

Ascensus Broker Dealer Services is the distributor of IDeal - Idaho College Savings Program. Learn more about Ascensus Broker Dealer Services, Inc. on FINRA's BrokerCheck.

Important Legal Information

By clicking on one of the social media icons, you are leaving the IDeal website, maintained by Ascensus College Savings, and are being redirected to a social media site solely maintained by the Idaho College Savings Program Board (“Board”). Ascensus Broker Dealer Services, Inc., the program manager for IDeal, does not monitor or endorse the Board's social media activities. All IDeal social media activities are the sole responsibility of the Board.

Mr. Thiros is a registered representative of Ascensus Broker Dealer Services Inc., 877-529-2980, 95 Wells Ave, Newton MA (member FINRA/SIPC) and is not employed by the State of Idaho.

For more information about IDeal - Idaho College Savings Program ("IDeal"), call 866-433-2533 or click here to obtain a Disclosure Statement. The Disclosure Statement discusses investment objectives, risks, charges, expenses, and other important information. Because investing in IDeal is an important decision for you and your family, you should read and consider the Disclosure Statement carefully before investing. Ascensus Broker Dealer Services, Inc. ("ABD") is Distributor of IDeal.

Please Note: Before investing in any 529 plan, you should consider whether your or the beneficiary's home state offers a 529 plan that provides its taxpayers with state tax or other benefits that are only available through investment in the home state's 529 plan. You should consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state's 529 college savings plan(s), or any other 529 plan, to learn more about those plans' features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

IDeal is administered by the Idaho College Savings Program Board ("Board"). ABD, the program manager, and its affiliates, have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping and administrative services, and marketing. The Vanguard Group, Inc. ("Vanguard") serves as Investment Manager for IDeal. Sallie Mae Bank serves as the Savings Portfolio Manager for IDeal. IDeal's Portfolios invest in either: (i) mutual funds offered or managed by Vanguard; or (ii) an FDIC-insured omnibus savings account held in trust by the Board at Sallie Mae Bank. Except for the Savings Portfolio, investments in IDeal are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in IDeal, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Not FDIC-Insured (except for the Savings Portfolio). No Bank, State or Federal Guarantee. May lose value.