NEW! Get tax credits for helping employees save for education.

Need another reason to offer one of the country’s most requested benefits?

Now, when you offer the IDeal 529 Plan and contribute as a company, your business can get significant tax credits.

New this year, Idaho employers can take a 20% tax credit, worth up to $500 per employee per year, when they contribute directly to their employees’ IDeal – Idaho 529 College Savings Program accounts!

So whether you choose to match employees’ contributions, kick-start their accounts, provide a baby gift, help with student loan repayment, or award special bonuses in the form of education savings, employer 529 contributions pay off for your employees, your recruitment and retention efforts, and your bottom line.

Direct Contribution methods

Contribute directly to your employees’ IDeal - Idaho College Savings Program account(s) by sending funds to the IDeal Program at our Kansas City processing center. Funds should not be dispersed to the employee directly.

Matched funds

  • Employers who are matching funds can use the 529 Employer Boost Platform to seamlessly manage the administration and details of the transactions in one place. Learn More

Nonmatched funds

More information about Employer Contributions and Tax Credit FAQs:

All the answers you need regarding IDeal’s employer program, employer contributions and Idaho’s tax credit for employers.


Let us help you step up your employee support while differentiating your benefits package.

Let us walk you through the process and answer your questions. Pick the time that works best for you. Schedule an appointment today!

*Individuals have not received compensation for their testimonial. Testimonials may not be representative of the experience of other customers and there is no guarantee of future performance or success.

Important Legal Information

By clicking on one of the social media icons, you are leaving the IDeal website, maintained by Ascensus, and are being redirected to a social media site solely maintained by the State College Savings Program Board (“Board”). Ascensus Broker Dealer Services, LLC, the program manager for IDeal, does not monitor or endorse the Board's social media activities. All IDeal social media activities are the sole responsibility of the Board.

Mr. Thiros is a registered representative of Ascensus Broker Dealer Services LLC, 877-529-2980, 95 Wells Ave, Newton MA (member FINRA/SIPC) and is not employed by the State of Idaho.

For more information about IDeal - Idaho College Savings Program ("IDeal"), call 866-433-2533  click here to obtain a Disclosure Statement. The Disclosure Statement discusses investment objectives, risks, charges, expenses, and other important information. Because investing in IDeal is an important decision for you and your family, you should read and consider the Disclosure Statement carefully before investing.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 college savings plan(s), or any other 529 plan, to learn more about those plans’ features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

IDeal is administered by the State College Savings Program Board ("Board"). ABD, the program manager, and its affiliates, have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping and administrative services, and marketing. The Vanguard Group, Inc. ("Vanguard") serves as Investment Manager for IDeal. Sallie Mae Bank serves as the Savings Portfolio Manager for IDeal. IDeal's Portfolios invest in either: (i) mutual funds and a separate account offered or managed by Vanguard; or (ii) an FDIC-insured omnibus savings account held in trust by the Board at Sallie Mae Bank. Except for the Savings Portfolio, investments in IDeal are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in IDeal, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Not FDIC-Insured (except for the Savings Portfolio). No Bank, State or Federal Guarantee. May lose value.