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Your funds, ready when you are

IDeal offers a number of ways to access your savings whenever you need it.

Make a withdrawal

How it works

Request a withdrawal whenever you are ready

Complete the process in five easy steps:

  1. Log in to your account
  2. Select a beneficiary’s account
  3. Select “Make a Withdrawal”
  4. Enter payment amount and method
  5. Submit the request
Make a withdrawal

Manage withdrawals from your phone

READYSAVE 529 app on phone

READYSAVE™ 529 App

Make withdrawals from your IDeal account securely anytime using the ReadySave 529 mobile app. Easily send funds directly to an eligible school or your bank account, all from your phone. Download or update the ReadySave 529 app to the latest version and log in to request a withdrawal today.

  

Options for withdrawals

Your money, your way

Every family’s situation is unique, and IDeal lets you withdraw your money in the way that works best for you.

Make a withdrawal

Tell Us How You’d Like to Process Your Withdrawal

  • Send directly to a participating school

    Get your money there fastest—in as little as 2–3 business days.

  • Electronic transfers to a bank account

    Transfer funds directly to yourself or to the beneficiary.

  • Send a check

    We’ll mail your money the old-fashioned way to you or the beneficiary.

FAQS

Learn More About Withdrawals

You can make a withdrawal from your IDeal account securely online at any time. We offer a number of easy ways to access your savings:

  • Send directly to a participating school: get your money there fastest, in as little as 2–3 business days.
  • Electronic transfer to a bank account: transfer funds directly to yourself or to your beneficiary.
  • Send a check: we’ll mail your money to you or your beneficiary (please allow 7–10 business days for delivery of the check).

If you have recently made a contribution in the account, the money you contributed will not be available for withdrawal for seven (7) business days. Additionally, we place a fifteen (15) calendar day hold if bank account information has been newly added or edited. Therefore, withdrawal proceeds requested during this period will be sent after the hold has expired. Please note that there will also be a hold on distribution requests for nine (9) business days when there is a change to the account owner’s address. Contact client service for the full policy and any additional requirements.